Self Care Ideas for Positive Change in 2021.

(image: Toa Haftaba on Unsplash)

As we move deeper into April, your new year’s resolutions may feel like a distant dream. This is because we often set ourselves large-scale goals that are hard to maintain for long periods instead of introducing small changes that will have a significant impact further down the line. 

As a result, you must understand that sometimes the smallest alterations can have the biggest impact on your life and are often the most effective when it comes to making changes. You also don’t need to wait for the start of a new year to enact them – you can get started whenever you feel ready to do so.

With that in mind, here are some easy ways in which you can put your best foot forward for the rest of 2021 – bringing around positive change in the process. 

Get to grips with your finances.

According to a recent study, around half of the adult population in the UK worry about money on a weekly basis. Therefore, one of the ways in which you can enact positive change in your life is by taking some time to get to grips with your finances – finding new ways to make the most of your money, meaning you can make penny count. This could include: 

  • Setting yourself a budget. 
  • Opening a savings account and putting a small amount of money into it each month.

(image: Feeh Costa on Unsplash)

Take some time for yourself. Sometimes, the biggest changes occur when we start focusing on self-love and development. Thankfully, there are various ways in which you can do that, such as: 

  • Focusing on being introspective, trying to understand why you may act or behave in a certain way and how you can alter your perspective of yourself and your current situations. 
  • Spending time doing something you love – whether that means exploring nature or re-reading your favourite book. 
  • Challenging yourself to try something new once a week. Whether that means you introduce a new colour into your wardrobe or pick up a new hobby. 

Participating in a digital detox

Tackle problems and worries head-on.

Nobody likes dealing with issues. We often try to push them aside in the hopes that they will come to a natural resolution on their own. However, this is often not the case – and many problems will intensify the longer we chose to ignore them. Therefore, by tackling them head-on – or at least starting to address them, you can continue to put your best foot forward.

For example, if you spend a lot of time worrying about events that will happen far in the future – think of everything that will happen in your life between now and then. This can help put your anxiety into perspective and teach you that you have nothing to worry about. However, it can also help you plan for the future and ease your mind.  

Make your mental health a priority and get support if needed too from a trusted GP or therapist.

This blog was written by a freelance writer

Guest Post: Mental Health and Money Worries: ‘The Perfect Storm’ by Consumer Money Worries

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When supporting clients with financial difficulties, not only is it essential we take in to consideration vulnerabilities for regulation purposes but CMW prides itself on the quality of care and diligence taken to support our clients. Mental Health and Money Worries is perfect for us and you- as we are here to ride the storm with our clients.

Our objective is to understand mental health problems and the impact on effective decision making; allowing us to support and signpost to the best of our ability. CMW aims to identify a sustainable pay and plan, ensuring we can positively contribute towards long term mental wellness.

Mental Health and Money Worries is the perfect storm

Mental Health presents unique challenges, this invisible illness can often be difficult to evaluate and understand for both ourselves and indeed the client!  When we support a client with Mental Health and Money Worries we need to understand… ‘1) Is it debt triggering the mental health issues. 2) Mental health issues triggering the debt. 3) Combination of both, fuelled by other factors – We recognise Mental Health and Money Worries go hand in hand.

It’s vital that we address these questions at the point of first contact with the client. We can then develop solutions to best meet their needs and take in to consideration any triggers and special considerations, such as working with a supporting carer.

Creating a Client Support Network to Weather the Storm

There are infinite reasons why a client may be facing mental health related money worries.

In some cases a client may not have previously suffered from or recognised mental health related symptoms or issues, such as anxiety, stress or depression. However, a build of debts and money worries over time may have brought on such issues. It’s therefore important we understand the debt related ‘triggers’ and support the client accordingly, for example they may have bailiffs knocking on the door or pressure from aggressive creditors. Our solutions must address these issues.

Conversely, a client may have built up debts due to time off or loss of work due to long term mental illness. Over time debts have built through no fault of their own.

Finally there is the co existing storm, where both money worries and mental health issues exist and are fuelled by other vulnerabilities and contributing factors such as gambling, alcohol/substance abuse and relationship problems.

All such factors can have significant negative impact on both mental health and debt level and therefore it is vital that our debt counselling solutions are delivered hand in hand with specialist organisations and charities whom can support a clients unique challenges.

 Educate, Inspire and Support – The Journey from Mental Illness to Mental Wellness

From first contact we focus on understanding the unique challenges and vulnerabilities of each client.

We partner with specialist mental health organisations and charities to create a support network for our clients that will provide the education, support and inspiration they need to address their money worries, mental health and vulnerabilities. Guiding them from Mental Illness to Mental Wellness.

Mental Health and Money Worries, riding the storm together!